Free template · Google Sheets
The Money System That Changed My Life
Put in one number, what you get paid, and it gives every dollar a job before it lands. The bills, the everyday, and the future money most people forget.
Put your name and email in. The template opens on the next page.
Money needs to be controlled,
or it will control you.
What's inside
Two versions. One for a wage, where tax already came out. One for when you invoice for your own work, and the GST and tax are yours to hold, not yours to spend.
The buckets, already filled in. Improvement, home, everyday, car, health, big bills, holidays and more. Each with a working percentage you change until the left over line is a number you'd be happy to see.
Per pay, per month, per year. The per pay column is your transfer amount. Set it up once, automate it on payday, and stop thinking about it.
A how-to tab. Four steps, including which accounts to actually open.
Why I made it
I was never taught how to manage my money. I went into $10,000 worth of debt because I didn't have the system.
I learned this one from my mentor, who runs a $10+ million business. Every single week, on a Monday morning, he'd sit in the sun with a coffee at 7am and move his money around. He's done it for over a decade. This is my version of his spreadsheet.
Not financial advice. Just the system I use.
Liam
